At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world. And we get to do the best work of our career and grow our skills surrounded by colleagues who have our backs. 

If you’re ready to see your impact and unlock incredible career growth opportunities, join us, and build real world value.

At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world. And we get to do the best work of our career and grow our skills surrounded by colleagues who have our backs.

If you’re ready to see your impact and unlock incredible career growth opportunities, join us, and build real world value.

THE WORK

We are seeking a new Staff Software Engineer to join the Platform Engineering team of our Custody department. You'll play a key role in shaping our engineering practices, ensuring the reliability and performance of our platform across a multi-cloud environment, and empowering our engineering team to deliver innovative features with speed and efficiency. You will drive improvements in our automation, observability, and overall platform stability.

WHAT YOU'LL DO

• Design, build, and maintain scalable and resilient infrastructure across Cloud providers such as Azure, AWS, GCP and IBM Cloud.
• Automating work including infrastructure needs, testing, failover solutions, failure mitigation, and much more.
• Implement and manage monitoring, alerting, and logging systems to ensure system visibility.
• Develop and maintain our CI/CD pipelines using GitLab CI.
• Proactively identify and resolve potential performance bottlenecks and reliability issues.
• Participate in on-call rotations to address production incidents and provide support for service engineers with customer incidents.
• Collaborate closely with development teams to integrate and deploy services efficiently.
• Contribute to the development and maintenance of our internal platform tools and services.
• Lead the implementation of standard methodologies for DevOps and SRE within the engineering organization.
• Document processes and procedures.
• Automate any software maintenance processes which previously required a manual procedure.

WHAT YOU'LL BRING

• 10+ years’ experience with software engineering, platforming engineering or system operations on high available and high traffic environments
• Strong experience with Linux-based infrastructures, Linux/Unix administration
• Experience with databases such as PostgreSQL
• Experience administering Linux servers as well as docker based infrastructure (like Kubernetes, AKS, etc.) in a highly available environment
• Experience of scripting languages such as Go or Bash
• Experience with message broker/queue technologies like RabbitMQ, AMQP 1.0
• Experience with modern monitoring, logging and observability tools in complex distributed systems such as with Application Insights, Grafana, Elastic stack, Datadog, Prometheus, etc
• Practical experience with infrastructure-as-code (with tools like Terraform)
• Familiarity with GitOps deployment practices using ArgoCD or Flux
• Good understanding of cybersecurity fundamentals and best practices
• Troubleshooting skills with the ability to spot issues before they become problems
• Excellent problem-solving and communication skills
• Committed to processes, with excellent documentation skills and a strong ability to work well in a team!

WHO WE ARE:

Do Your Best Work

• The opportunity to build in a fast-paced start-up environment with experienced industry leaders
• A learning environment where you can dive deep into the latest technologies and make an impact.  A professional development budget to support other modes of learning.
• Thrive in an environment where no matter what race, ethnicity, gender, origin, or culture they identify with, every employee is a respected, valued, and empowered part of the team.
• In-office collaboration for moments that matter is important to our culture, and we give managers and teams the flexibility to decide which 10+ days a month they come in.
• Bi-weekly all-company meeting - business updates and ask me anything style discussion with our Leadership Team
• We come together for moments that matter which include team offsites, team bonding activities, happy hours and more!

Take Control of Your Finances

• Competitive salary, bonuses, and equity
• Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support
• Employee giving match
• Mobile phone stipend

Take Care of Yourself

• R&R days so you can rest and recharge
• Generous wellness reimbursement and weekly onsite & virtual programming
• Generous vacation policy - work with your manager to take time off when you need it
• Industry-leading parental leave policies. Family planning benefits.
• Catered lunches, fully-stocked kitchens with premium snacks/beverages, and plenty of fun events

Benefits listed above are for full-time employees.

Ripple is an Equal Opportunity Employer. We’re committed to building a diverse and inclusive team. We do not discriminate against qualified employees or applicants because of race, color, religion, gender identity, sex, sexual identity, pregnancy, national origin, ancestry, citizenship, age, marital status, physical disability, mental disability, medical condition, military status, or any other characteristic protected by local law or ordinance.

Please find our UK/EU Applicant Privacy Notice and our California Applicant Privacy Notice for reference.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The role:

We are seeking a highly experienced AI Automation Lead with 8+ years of engineering experience to bridge the gap between sophisticated data ecosystems and high-performance user applications. This role is responsible for architecting and delivering our multi-agent AI strategy—moving beyond simple chatbot implementations to autonomous, stateful workflows that solve complex, real-world business problems.

This individual operates as a true full-stack product engineer, equally comfortable working across frontend, backend, data orchestration, and AI systems. You will define the technical vision for AI-driven automation, ensuring solutions are scalable, production-grade, and highly available.

What you’ll do:

AI Architecture & Agentic Workflows

• Design and implement multi-agent AI workflows that enable coordinated task execution across systems (e.g., fraud detection, risk assessment, financial modeling)
• Build human-in-the-loop systems that allow users to monitor and intervene in automated processes
• Integrate Snowflake Cortex for in-database AI workloads, including LLM functions, vector search, and ML processing

Full-Stack Engineering

• Develop complex, data-rich user interfaces using React to visualize and control AI workflows
• Build scalable backend services in Python with a focus on performance, concurrency, and clean API design
• Orchestrate workflows and automation pipelines using Apache Airflow

Data & Infrastructure Strategy

• Leverage Snowflake and dbt to ensure clean, governed, and high-performance data pipelines
• Maintain infrastructure as code and CI/CD pipelines to enable reliable and rapid deployments
• Optimize performance and cost of LLM usage and internal AI systems

Technical Leadership

• Lead architectural decisions and set engineering standards across the team
• Conduct code reviews, mentor engineers, and promote a culture of ownership
• Partner with Product to translate business problems into scalable automation solutions

What you’ll need:

• 8+ years of professional software engineering experience
• Strong expertise in React with the ability to build complex, stateful UIs from scratch
• Deep expertise in Python, including async programming and AI/ML frameworks
• Experience building multi-agent systems or complex AI workflows (e.g., LangGraph, CrewAI, AutoGen, or similar)
• Hands-on experience with Snowflake, including data modeling and AI integrations
• Strong experience with Apache Airflow for workflow orchestration
• Working knowledge of CI/CD pipelines and containerization (Docker, Kubernetes)
• Proven ability to lead technical design and own end-to-end system delivery

Nice to have:

• Experience with Snowflake Cortex or in-database AI processing
• Experience fine-tuning or deploying custom ML models
• Background in fintech, risk, fraud, or financial systems
• Experience migrating manual processes into automated AI-driven systems
• Strong system design experience in distributed, production environments

The profile we’re looking for:

You are a full-stack AI systems architect who thrives on building end-to-end solutions—not just components. You move beyond traditional CRUD applications and focus on delivering intelligent, automated systems that solve meaningful business problems.

You take ownership of both the system and the user experience, ensuring that AI capabilities are not only powerful but usable and scalable. You can take an ambiguous goal—like automating a fraud review process—and turn it into a fully functional, multi-agent system with a robust user interface in a matter of weeks.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $153,600.00 - $264,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role

SoFi is a next-generation financial services company and national bank focused on transforming personal finance through innovative technology. The Money team builds the core banking products — checking, savings, and debit/spend — that millions of consumers trust with their everyday financial lives.

We are seeking a Senior Staff Product Designer to help lead and elevate design for Money: an opinionated design lead who will set the direction for the product experience, prototype boldly using AI, and raise the bar for visual craft, communication, and stakeholder influence.

Responsibilities:

• Lead the design lifecycle for complex, high-impact Money features: checking, savings, money movement, vaults across mobile and web.
• Drive projects from ambiguous concepts to final launch, delivering experiences that earn the trust of millions of everyday consumers.
• Help set the design direction for the Money team, proactively identifying experience gaps, challenging the status quo, and advocating clearly and confidently for quality even when it's uncomfortable.
• Leverage AI-first prototyping to rapidly explore and validate design concepts using LLM-based tools (Claude, Gemini, GPT) and vibe coding environments (Cursor, Replit), compressing the distance between idea and testable prototype.
• Partner with Product, Engineering, Data Science, and Research to shape the strategic roadmap; present design concepts compellingly to executive leadership, earning trust through a clear point of view and well-reasoned rationale.
• Communicate design decisions with precision and passion through comprehensive specs, persuasive presentations, and the ability to make the "why" behind design choices land clearly at every level of the organization.
• Bring exceptional visual design sensibility to every touchpoint, from core interaction patterns to polished, pixel-perfect executions that feel premium, clear, and trustworthy at consumer scale.
• Act as a mentor and standard-bearer within the design organization, coordinating across product areas to align the larger SoFi ecosystem and helping to grow and mature the design culture.
• Work with established design systems to ensure consistency and scalability while contributing to their evolution as Money products change and grow.

Qualifications

• 12+ years of experience working in product design/UX roles.
• Strong design point of view, craft, and aesthetics across all common platforms (Android, iOS, & Responsive Web).
• Track record for design leadership.
• Delivered many end-to-end solutions from initial concepts to measurable outcomes.
• Strong collaboration & influence skills across cross-functional teams including research, product management, engineering, and marketing.
• AI Prototyping Fluency: Hands-on experience using LLM tools (Claude, Gemini, GPT) and vibe coding environments (Cursor, Claude Code) to rapidly explore and pressure-test design concepts.
• Ability to leverage user research, user needs, and product data to inform product definition and design solutions.
• Ability to navigate and manage senior leadership, representing design perspective and advocating for user needs in the context of business and technology drivers.
• Experience designing consumer financial products (banking, payments, or fintech) at scale — products actively used by millions of people.
• Track record designing for trust and security in consumer-facing experiences, making complex or sensitive interactions feel safe, simple, and credible.
• Strong expertise in modern design tools (Figma, Cursor or Claude Code, etc.).
• Experience working in an Agile development environment using tools like Jira and Confluence.
• A portfolio URL, slides or PDF to submit with application with examples of mobile and responsive web product design.

Even Better

• Motion Design: Ability to use motion to guide users and create moments of delight in the UI.
• Financial Literacy UX: Experience simplifying complex financial concepts in product UI, helping everyday consumers understand and act on their money.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $163,200.00 - $280,500.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The role:

The Marketing Data Science (MDS) team is seeking an experienced Machine Learning professional to join the group. This team is essential for supporting SoFi's Marketing organization by providing data-driven decision-making through rigorous analytics, modeling, experimentation, and measurement.

The primary responsibility of this role is to build and scale machine learning models that drive marketing and growth across SoFi's product suite. The focus will be on developing predictive models for key areas: acquisition, conversion, retention, and customer lifetime value (LTV), utilizing behavioral, transactional, and credit data. This role requires strong collaboration across teams to identify the business needs, manage the end-to-end model development cycle, implement the model in production, and monitor performance, while maintaining strict compliance with all regulatory standards.

What you’ll do:

• Design, develop, and deploy machine learning models to optimize customer acquisition, onboarding, and lifecycle engagement across financial products (e.g., loans, credit cards, money, invest, crypto and etc).
• Build predictive models for critical business outcomes, including Customer Lifetime Value (LTV), conversion propensity, cross-sell/upsell effectiveness, and retention across various channels (e.g., direct mail, email, in-app, Operations).
• Leverage structured and unstructured data (e.g., behavioral signals, transaction data, credit attributes) to drive audience segmentation and personalization at scale. Develop and maintain a robust feature store to accelerate the end-to-end model development lifecycle.
• Build experimentation frameworks to support A/B testing and measure the incremental business impact of the models. Work with the other team members to incorporate the models in marketing/campaign strategies.
• Collaborate with Fair Lending (FL) and Model Risk Management (MRM) to ensure the models and targeting strategies adhere to fair lending laws, privacy regulations, and responsible marketing practices.
• Support the efficient scoring and implementation of models through both real-time and batch processes, ensuring the timely availability of scores for marketing execution and deep analytics.
• Monitor model performance with a focus on business outcomes (conversion, retention, revenue, risk-adjusted returns) and continuously iterate based on insights.
• Partner closely with team members within MDS and key business stakeholders on defining business requirements, prioritizing the model pipeline, providing development updates, and monitoring performance.
• Stay at the forefront of modeling, data, and AI innovations to support scalable marketing growth in financial services.

What you’ll need:

• Bachelor's degree in Computer Science, Math, Physics, Engineering, or a quantitative field required; Master's degree preferred.
• 8+ years of experience in machine learning, data science or applied AI, ideally in marketing, fintech, or consumer tech.
• Strong proficiency in Python, SQL, and ML frameworks (scikit-learn, PyTorch, TensorFlow).
• Familiarity with ML governance, model monitoring, and compliance frameworks (MRM, Fair Lending, etc.) is a plus.
• Experience with LLMs, prompt engineering, and AI application development preferred.
• Demonstrated experience with experimentation and hypothesis testing.
• High intellectual curiosity and a quick learner of new technical skills.
• Ability to initiate and drive projects independently to completion, and ability to clearly communicate technical information to diverse audiences.
• Strong relationship-building and collaborative skills.
• Ability to thrive in a dynamic, cross-functional environment with keen attention to detail.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

This role may also be eligible for a bonus and/or long term incentives. Your recruiter will provide more information to you. All roles are eligible for competitive benefits. More information about our employee benefits can be found in the link below.

Benefits

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi & Galileopage!

US-Based Base Compensation

$153,600—$240,000 USD

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $153,600.00 - $240,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

SoFi is seeking an experienced and motivated Staff Software Engineer to be part of our Data Platform group within the Data Enablement division. The mission of the Data Enablement division is to activate data throughout SoFi, enabling the creation of personalized and delightful experiences for our customers.

As a Staff Software engineer, you will help achieve the vision and strategy to build foundational and critical data platform products which are highly leveraged across SoFi for analytical, reporting, AI/ML use-cases that will drive teams to perform self serve analytics, gain insights and increase data driven decisions for all of sofi products

About the Role:

• This role is for a talented, enthusiastic, detail-oriented and experienced Software Engineer with a proven track record of taking on big challenges in an agile way.
• You’ll be at the heart of SoFi’s data platform, acting as a leader and a force multiplier for critical initiatives across Semantic Layer, BI analytics, AI usecases, Operational experience enhancements expanding crucial knowledge in the team.
• You’ll act as a subject matter expert for data platform capabilities that can be leveraged across SoFi for analytical, reporting, ML/AI self-service use-cases.
• This role requires you to live at the cross section of data and software engineering collaborating between Product, Design, and Engineering, so you’ll be involved in the entire product lifecycle from ideation to building, deploying, and continuously improving.
• The ideal candidate is both forward-thinking and hands-on, and has a strong sense of ownership and delivery.
• You’ll mentor technical team members in best practices for Snowflake, Databricks, Airflow, dbt, and AWS data services, promoting a culture of technical distinction and innovation.
• Plus, you’ll be working alongside a team of talented engineers.

What you’ll do:

• Drive technical architecture, design decisions and cross-functional discussions for the SoFi Data platform products
• Lead and oversee the full SDLC, from project requirements to deployment following ​​best practices and uphold coding standards.
• Generate ideas for new initiatives and technologies, and deliver timely results in a fast-paced and sometimes ambiguous environment.
• Build and optimize Operational experience for systems and processes and be part of an on-call team rotation to support the SoFi Data Platform capabilities
• Collaborate with cross-functional teams to understand requirements, influence best practices upstream and down, and deliver solutions that meet business needs.
• Effectively communicate complex technical concepts and trade offs mapping industry patterns and best practices to solve novel problems for technical/non-technical stakeholders verbally and in well written documentation.
• Monitor project performance against defined milestones and goals.
• Provide technical leadership, mentorship and strategic guidance to the team, fostering a culture of continuous learning, innovation, and excellence.
• Contribute to hiring and training efforts to build a skilled and motivated engineering workforce.

What You'll Need:

• A bachelor’s degree in computer science, Data Science, Engineering, or a related field.
• Over 10 years of hands-on experience in software/data engineering with a proven track record of successfully building data systems and platforms.
• Strong programming skills ideally on a modern stack including but not limited to Python, SQL
• Experience in a collaborative coding environment, refining designs together, navigating code reviews, and managing pull requests.
• Broad proficiency in database platforms and significant experience with cloud data warehouse platforms such as Snowflake, and familiarity with others like Redshift, or Google BigQuery
• Strong analytical and problem-solving abilities, with the capability to simplify complex issues into actionable plans with a detail-oriented approach to your work.
• Thorough knowledge and passion around system design and data architecture principles
• Experience with data tools like Snowflake/GitLab/AWS/Airflow/DBT /Tableau, Power BI etc
• Experience in building/deploying resources using Infrastructure as Code - IaC tools (like Terraform)
• Knowledge in analytics, metrics, and monitoring integrations.
• Excellent communication skills, with the ability to effectively convey technical concepts to both technical and non-technical audiences.

Nice to Haves:

• Experience integrating Large Language Models (LLM) into products
• Good understanding of AI and its usage
• Experience in a highly regulated and governed sector, though the Fintech industry is advantageous.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

Pay range: $153,600.00 - $264,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above. - - SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights . PDF File

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Job description

About this role

About BlackRock:
BlackRock is the world’s leading asset management firm and Aladdin is the central nervous system for investment professionals to see their whole portfolio, understand risk exposure, and act with precision. It is a $1BN+ technology business that has significant growth aspirations over the next five years. Being a part of BlackRock means being a part of a community of smart, results-oriented people who are pursuing some of the world’s most sophisticated financial challenges. And our founder-led culture has maintained its results-oriented feel — we work hard, we work as a team, and we work with purpose. Being a member of Aladdin Product means working with the best in the industry to build innovative products that shape financial markets.

About the Role:

Aladdin Studio represents the next generation of extensibility within the Aladdin platform. It enables clients to build, integrate, and customize workflows, applications, and data pipelines on top of Aladdin—supporting scalable innovation across data, APIs, analytics, and user experiences.

Aladdin Studio is designed for both technical and non-technical users, empowering developers, data engineers, product teams, and business users to create differentiated capabilities while maintaining enterprise-grade governance, performance, and security.

As a Product Marketing Lead for Aladdin Studio, you will sit at the center of product, engineering, and go-to-market—acting as the strategic marketing lead embedded within the Studio ecosystem. This role is positioned as a senior individual contributor / lead PMM, owning how Aladdin Studio is brought to market and adopted globally.

You will operate as the primary marketing partner to Studio Product, ensuring tight integration between product development and market execution. You will shape the narrative for a highly technical platform while driving clarity, relevance, and measurable business outcomes for both technical and non-technical audiences.

This role requires deep comfort engaging with technical concepts (APIs, data workflows, platform architecture, AI capabilities) while consistently elevating those concepts into compelling, outcome-driven narratives for clients and internal stakeholders.  You will also play a leadership role in scaling product marketing impact, influencing cross-functional priorities, and setting the standard for how platform capabilities are marketed across Aladdin Studio.

Key Responsibilities:
Product Positioning & Market Strategy

• Own and evolve positioning for how clients build, integrate, and customize solutions using Aladdin Studio
• Translate complex technical capabilities (APIs, data, AI‑enabled workflows) into clear, compelling narratives for technical and business audiences
• Lead market, customer, and competitive insights to inform positioning, target segments, and whitespace opportunities
• Champion a differentiated value proposition that balances innovation with clear, measurable client and business outcomes

Go‑to‑Market & Adoption

• Lead go‑to‑market strategy and launches for Aladdin Studio platform, integration, and AI capabilities
• Partner closely with Product to align messaging with roadmap priorities and technical design
• Define adoption strategies, success metrics, and feedback loops tied to usage, engagement, and commercial impact
• Set direction for technical enablement and onboarding strategies that accelerate time‑to‑value and reduce friction
• Partner with Product, Solutions, and Client teams to clearly articulate ROI and client impact

Thought Leadership & Scale

• Own Aladdin Studio’s external presence across flagship events (e.g. Aladdin Client Forum), industry forums, and executive engagements
• Develop thought leadership that positions Studio as a leading extensible, platform, and AI‑enabled solution
• Enable sales and client teams with clear narratives and materials that accelerate deals and executive conversations
• Leverage GenAI to scale content creation, insights synthesis, and competitive intelligence, modernizing how product marketing operates

Qualifications:
Required:

• 7+ Years of Experience marketing technical platforms or products (e.g., APIs, data platforms, integration tools, SaaS, or enterprise solutions)
• Demonstrated ability to understand and communicate technical architectures, workflows, and AI-enabled capabilities to both technical and non-technical audiences
• Proven ability to operate as a cross-functional leader, influencing product, engineering, and go-to-market stakeholders
• Strong written and verbal communication skills, including technical storytelling and simplification
• Strong analytical, strategic, and problem-solving skills
• Experience working cross-functionally with product, engineering, design, and go-to-market teams
• Bachelor’s degree or higher in business, marketing, engineering, or a related field

Preferred:

• Experience in fintech, asset management technology, or enterprise platforms
• Familiarity with APIs, data integration, workflow orchestration, or platform ecosystems
• Experience partnering with value engineering, sales, or client teams to quantify ROI and business impact
• Hands-on experience using GenAI tools for content generation, research, or workflow automation
• Background in product marketing, product management, solution consulting, or go-to-market strategy

For New York, NY Only the salary range for this position is USD$155,000.00 - USD$210,000.00 . Additionally, employees are eligible for an annual discretionary bonus, and benefits including healthcare, leave benefits, and retirement benefits. BlackRock operates a pay-for-performance compensation philosophy and your total compensation may vary based on role, location, and firm, department and individual performance.

Our benefits

To help you stay energized, engaged and inspired, we offer a wide range of benefits including a strong retirement plan, tuition reimbursement, comprehensive healthcare, support for working parents and Flexible Time Off (FTO) so you can relax, recharge and be there for the people you care about.

Our hybrid work model

BlackRock’s hybrid work model is designed to enable a culture of collaboration and apprenticeship that enriches the experience of our employees, while supporting flexibility for all. Employees are currently required to work at least 4 days in the office per week, with the flexibility to work from home 1 day a week. Some business groups may require more time in the office due to their roles and responsibilities. We remain focused on increasing the impactful moments that arise when we work together in person – aligned with our commitment to performance and innovation. As a new joiner, you can count on this hybrid model to accelerate your learning and onboarding experience here at BlackRock.

About BlackRock

At BlackRock, we are all connected by one mission: to help more and more people experience financial well-being.  Our clients, and the people they serve, are saving for retirement, paying for their children’s educations, buying homes and starting businesses. Their investments also help to strengthen the global economy: support businesses small and large; finance infrastructure projects that connect and power cities; and facilitate innovations that drive progress.

This mission would not be possible without our smartest investment – the one we make in our employees. It’s why we’re dedicated to creating an environment where our colleagues feel welcomed, valued and supported with networks, benefits and development opportunities to help them thrive.

For additional information on BlackRock, please visit @blackrock (opens in new window) | Twitter: @blackrock (opens in new window) | LinkedIn: www.linkedin.com/company/blackrock (opens in new window)

BlackRock is proud to be an equal opportunity workplace. We are committed to equal employment opportunity to all applicants and existing employees, and we evaluate qualified applicants without regard to race, creed, color, national origin, sex (including pregnancy and gender identity/expression), sexual orientation, age, ancestry, physical or mental disability, marital status, political affiliation, religion, citizenship status, genetic information, veteran status, or any other basis protected under applicable federal, state, or local law. View theEEOC’s Know Your Rights poster and its supplement (opens in new window)and thepay transparency statement (opens in new window).

BlackRock is committed to full inclusion of all qualified individuals and to providing reasonable accommodations or job modifications for individuals with disabilities. If reasonable accommodation/adjustments are needed throughout the employment process, please email [email protected] (opens in new window). All requests are treated in line with our privacy policy (opens in new window). (opens in new window)

BlackRock will consider for employment qualified applicants with arrest or conviction records in a manner consistent with the requirements of the law, including any applicable fair chance law.

Job Requisition #
R262376

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Analytics Manager, Credit Risk

Remote US

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Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

The Risk & Analytics team makes crucial decisions that direct Affirm’s business strategy. Our team designs and runs experiments to decide which product features to launch and which marketing campaigns to fund. We analyze performance not just to report on it, but to determine where to invest resources for maximum impact through building tools and analytical frameworks. We take ownership of the entire analytical lifecycle, from initial question to final business decision, ensuring Affirm grows efficiently and intelligently.

The Credit team works cross-functionally with Machine Learning, Fraud, Product, Engineering, Capital Markets, and Commercial teams to responsibly manage the risk profile of the business. We’re looking for an intelligent, driven individual who wants to learn, grow, and solve hard problems.

The team’s mandate is to enable sustainable growth while closely managing the profitability and resilience of our portfolio. As Affirm continues on an exciting growth trajectory, designing credit strategies for new initiatives and products, partnering with the Machine Learning team to continuously enhance our underwriting framework, and being ready to navigate through any exogenous changes will be important problems to tackle.

This role requires a lot of cross-functional partnership, with extensive use of data analytics to derive insights and develop credit strategies. Come join us in our mission to change consumer finance through better data and technology, lower costs, and increased transparency while providing the best customer experience!

What you'll do

• Partner with cross-functional teams and be the Credit POC that manages the end-to-end credit strategy for the Shopify portfolio
• Leverage alternative data and further optimize our credit strategy in limit assignment and purchasing power
• Partner with Machine Learning team and enhance our underwriting framework for low AOV
• Support new product formation and new vertical exploration

What we look for

• Experience - 7+ years work experience in the credit risk field
• Vision - A visionary leader who can challenge the status-quo and identify opportunities, as well as develop the roadmap and strategy plan
• Risk Knowledge - Working knowledge of the fundamentals of the lending industry and credit risk management
• Technical Skills - Fluent in SQL and Python
• Multi-tasking - Strong time management skills and the ability to manage multiple projects and priorities, and able to thrive in a fast-paced environment
• Collaboration - Ability to collaborate and influence across different teams
• Communication - Ability to communicate findings and recommendations clearly to both technical and non-technical audiences

Pay Grade - O
Equity Grade - 12

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA base pay range (CA, WA, NY, NJ, CT) per year: $215,000-265,000
USA base pay range (all other U.S. states) per year: $191,000 - 241,000

LI-Remote

Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: 

• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
• ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.

By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

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OverviewApplication

About Ramp

Ramp is building the smart infrastructure for finance teams, embedded in the transaction flow of every dollar a business spends. We automate how over $100B in annualized spend flows in and out of 50,000+ companies: authorizing payments, flagging risk, categorizing spend, and closing books.

The problems are high-stakes, data-dense, and unforgiving.

We hire people with high agency and high urgency. We look for slope over intercept. We care less about where you trained and more about what you’ve built. At Ramp, everyone is a builder who owns problems end to end and makes consequential decisions that shape the outcome.

The median Ramp customer saves 5% and grows revenue 16% in their first year – far in excess of businesses operating without Ramp. We believe every ambitious company deserves the same.

If you want to build systems that directly shape how companies move and manage billions, Ramp is the place to do it.

About the Role

You will be a front-line manager to a group of Enterprise Sales Development Representatives who are responsible for outbound prospecting and pipeline generation against Ramp's largest, most strategic accounts. This is an opportunity to build the enterprise SDR management function from 0→1 — you will be working with high-performing SDRs who have been promoted internally at Ramp and operate on a named book-of-business model with complex, multi-threaded deal cycles. You will be responsible for 1:1 coaching and mentoring, as well as developing strategy and working closely with leaders across Sales, Marketing, Product, and the executive team to drive positive outcomes for the enterprise segment. As a key member of the sales leadership team, you will have the opportunity to help build and refine Ramp's enterprise sales development motion.

What You'll Do

• Build and scale the enterprise SDR management function — defining team structure, playbooks, and processes for a named-account, book-of-business motion
• Set and maintain a high-performing culture and morale by overseeing the daily activities and quota performance management of individual SDRs to ensure key performance metrics are met
• Hire and train new SDRs on Ramp's product, enterprise buyer personas, competition, and tools through various methods (ie. role-plays)
• Develop and execute career development and leadership plans for direct reports; inclusive of but not limited to daily 1:1 mentoring, coaching on time management, objection handling, enterprise prospecting tactics, and active listening skills
• Coach SDRs on complex, multi-threaded enterprise outbound — including account research, executive messaging, and strategic pipeline generation
• Strategize with enterprise AEs, sales and marketing counterparts on pipeline and prospecting initiatives to meet company objectives
• Report on team performance and forecast to senior leadership
• Improve team output and efficiency over time by optimizing systems and processes
• Establish a library of prospecting resources for the enterprise SDR team
• Represent the Enterprise Sales Development team cross-functionally with leaders of other departments

What You Need

• Minimum of 2 years of quota-carrying sales experience as an individual contributor, with a proven, consistent track record exceeding goals
• Minimum of 4 years of experience building and leading sales development teams with a proven track record of exceeding goal
• Prior demonstrated success in fast-paced, results-oriented GTM environments, ideally at SaaS companies, and history of consistently performing above quota in an outbound sales environment
• Experience managing or selling into enterprise accounts with complex, longer sales cycles
• A passion and excitement for hiring, with a thoughtful approach to team planning and development
• Ability to articulate contractual, technical, and financial value points to customers, including executive leaders
• Proficiency in data analytics tools (ie. Salesforce, Looker, and Excel) and familiarity with email and call automation platforms
• Ability to leverage data to drive decisions, create systems, and identify process improvements to improve efficiency
• Strong collaboration and influencing skills, demonstrated through excellent communication and presentation skills

Nice-to-Haves

• Experience with financial services sales in a full cycle sales role
• Experience building an enterprise SDR function from scratch or scaling a team in a new segment
• Experience at a high-growth startup
• Bachelor's degree from an accredited university

Benefits (for U.S.-based full-time employees)

• 100% medical, dental & vision insurance coverage for you

• Partially covered for your dependents

• One Medical annual membership
• 401k (including employer match on contributions made while employed by Ramp)
• Flexible PTO
• Fertility HRA (up to $10,000 per year)
• Parental Leave
• Unlimited AI token usage
• Pet insurance
• Centralized home-office equipment ordering for all employees
• Health and Wellness stipend
• In-office perks: lunch, snacks, drinks, and more
• Budget for intra-office travel
• Relocation support to NYC or SF (as needed)

Referral Instructions

If you are being referred for the role, please contact that person to apply on your behalf.

Other notices

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

Beware of recruiting scams: Ramp will only contact you through official @Ramp.com email addresses and will never ask for payment or sensitive personal information during the hiring process.

Ramp Applicant Privacy Notice

Compensation Range: $166,320 - $254,100

Apply for this Job

The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.

Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job

Summary

This role requires strong product sense to directly support the business. Scale data management capabilities and drive high-impact, cross-functional initiatives that shape the future of data at GCSC Risk. Provides technical leadership, business and technical strategic alignment, and advanced problem-solving at an org-wide level. To successfully execute on cross-org initiatives, we need someone who can innovate, drive technical strategy, and ensure that our data solutions are scalable, efficient, and aligned with GCSC Risk’s broader goals.

As the Senior Staff Engineer, Global Risk Data Management within the Credit Infrastructure and Data organization, you will implement common data practices across functional areas that drives standardization, quality, ease of access, accelerates governance practices by treating data as a product and facilitates a data-driven culture across PayPal where data is considered a strategic asset and treated accordingly-with the proper controls and quality.

Job

Description

Essential

Responsibilities

• Lead complex data engineering projects, ensuring they meet business objectives and deliver actionable insights.
• Develop advanced data architectures and pipelines to analyze large datasets and solve complex business problems.
• Collaborate with senior leadership to identify data-driven opportunities for business growth and efficiency.
• Implement best practices for data management, analysis, and visualization.
• Ensure data governance and compliance with relevant regulations and standards.
• Provide mentorship and technical guidance to the data engineering team.

Minimum

Qualifications

• 8+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.

Additional Responsibilities & Preferred

Qualifications

Your way to impact

This position will report to the Head of Credit Internal Data and will require a significant amount of collaboration across all business, technologies, product & platform teams within PayPal and its associated business entities.

We are helping rethink how we use data to make credit decisions at PayPal to fulfill the needs of our customers (both internal and external). We drive the creation of delightful, frictionless, and compliant payment experiences while maximizing the value of our data. In this role you will get an opportunity to support the implementation and adoption of the Enterprise Data Management & Governance (EDG) program across the company.

Your day to day

Position

Responsibilities

• Must be a self-starter, work independently or as a team member. Proactively remove obstacles to ensure timely delivery of product and goals
• Write clean and solid code that scales over PB of data and enforce engineering excellence in the organization
• Improve data management efficiency through AI capabilities, better process and best practices
• Embed Privacy-by-Design principles into all data solutions and ensure compliance with regulatory requirements.
• Provide expertise across the data product development lifecycle—spanning data engineering, architecture, and analytics—to design and deliver reusable, accessible, and high-quality data solutions.
• Design data structures and taxonomies that support standardization, integration, and alignment with business processes.
• Deliver technical leadership through analytical thinking, innovation, and detailed specifications.
• Drive data product execution and adoption through a metrics-based approach
• Define and communicate data strategy for credit products, aligned with PayPal’s technical direction, evolving credit strategies, and the external data ecosystem
• Strong product sense to identify data challenges and opportunities, and assess the impact of data-driven solutions
• Leverage enterprise frameworks, governance tools, and reusable architecture patterns for Credit Risk and cross organizations
• Foster influential cross-functional relationships through collaboration, proactive planning, and decisive leadership to design scalable solutions across platforms and products.

Technical Leadership Qualities:

• Strong collaboration skills and ability to influence across all organizations and levels within the company
• Ability to communicate clearly and succinctly to all levels within the organization- translating the organizations goals into execution plans & metrics
• Possess the ability to connect, engage and lead with empathy
• Motivate others through a shared vision and confidence that empowers employees and teams to perform at their best
• Demonstrate ability to delegate work
• Operate with transparency and honesty in all interactions

What do you need to bring-

Qualifications

• 12+ years of experience in enterprise data management, with deep expertise in data governance, architecture, modelling, and platform design
• Proven experience enabling data products at scale within large, cross-functional organizations
• Strong business acumen and interest to deeply understand of PayPal’s credit use cases, data producers, and consumer needs.
• Strong technical acumen with the ability to quickly grasp the technical details of products and systems
• Expertise in data modelling using domain-driven design principles and a strong grasp of data architecture best practices.
• Proficient in building and optimizing data platforms and pipelines using streaming and batch processing, including Lambda and Kappa architectures
• Technical proficiency data management stacks and techniques such as Python, SQL, BigQuery, Airflow, Spark, Kafka, and data modelling, with experience in integrating ML/AI into scalable data solutions.
• Experience with cloud-based data platforms, preferably GCP, and associated services
• Demonstrated success in supporting ML/AI workloads (e.g., feature stores, training pipelines, model monitoring) and integrating AI into data workflows
• Familiarity with AI-enhanced data systems (e.g., automated data discovery, quality monitoring, ML-assisted ETL)
• Experience leveraging ML/AI to manage and optimize data infrastructure, including AIOps for pipeline monitoring, intelligent data quality alerting, automated schema drift detection, and AI-driven resource scaling for data platforms.
• Hands-on understanding of ML/AI model explainability techniques and the ability to build data pipelines and infrastructure that support interpretability requirements, particularly in regulated environments such as credit risk.
• Able to independently drive complex and ambiguous problem-solving efforts, balancing technical and strategic trade-offs
• Excellent verbal and written communication skills with the ability to collaborate effectively across engineering, risk, product, and compliance teams.
• Adaptive, self-motivated, and comfortable navigating shifting priorities while maintaining focus on the end-to-end impact of data across systems.

Bonus Qualifications

• Experience in financial services, with a strong preference for exposure to the credit risk domain.
• Hands-on experience tracking and operating ML/AI evaluation frameworks, including offline evaluation pipelines, benchmark datasets, A/B testing infrastructure, and continuous model performance tracking to ensure production model reliability and fairness.
• Proven experience bridging the gap between data engineering and machine learning engineering.

Education

• BS or advanced degree in Engineering, Computer Science, or related technical field.

Note: this is an IC Senior Manager level position

Subsidiary:

PayPal

Travel Percent:

0

-

The base pay for this role will depend on where you work and the relevant experience and expertise you bring. The expected range of pay for this role by location is:

Primary Location | Pay Range:

San Jose, California | ($176,500.00 - $262,350.00 Annually)

Additional Location(s) | Pay Range:

No other locations are assigned to this requisition currently.

Additional compensation for this role may include an annual performance bonus, equity, or other incentive compensation, as applicable.

PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. When making an application directly, we will never ask you to share passwords, one-time passcodes (OTP), or verification codes. Any such request is a red flag and likely part of a scam. All communication regarding your application will come from official PayPal email domains. If you suspect fraudulent activity, please report it immediately. To learn more about how to identify and avoid recruitment fraud please visit https://careers.pypl.com/contact-us.

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our

Benefits

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset-you. That’s why we offer comprehensive, choice-based programs, to support all aspects of personal wellbeing—physical, emotional, and financial—delivering meaningful value where it matters most. We strive to create a flexible, balanced work culture with a holistic approach to benefits, including generous paid time off, healthcare coverage for you and your family, and resources to create financial security and support your mental health.

Who We Are

Click Here to learn more about our culture and community.

Commitment to Diversity and Inclusion

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at [email protected].

Belonging at PayPal:

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

Any general requests for consideration of your skills, please Join our Talent Community.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.

The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards.  Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.

Our beliefs are the foundation for how we conduct business every day.  We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Summary:

We are looking for a talented and driven Software Engineer CL5 with deep expertise in full stack JavaScript development to join our engineering team. In this role, you will design, build, and scale world-class payment experiences used by hundreds of millions of customers globally.

Job Description:

Essential Responsibilities:

• Delivers complete solutions spanning all phases of the Software Development Lifecycle (SDLC) (design, implementation, testing, delivery and operations), based on definitions from more senior roles.
• Advises immediate management on project-level issues
• Guides junior engineers
• Operates with little day-to-day supervision, making technical decisions based on knowledge of internal conventions and industry best practices
• Applies knowledge of technical best practices in making decisions

Minimum Qualifications:

• 3+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.

Additional Responsibilities & Preferred Qualifications:

Responsibilities

• Design, develop, test, deploy, and maintain scalable full stack JavaScript applications and services
• Build performant, accessible, and responsive front-end experiences using modern JavaScript frameworks (React, Node.js)
• Architect and implement RESTful APIs, microservices, and backend services in Node.js
• Collaborate cross-functionally with product managers, designers, and engineers to define requirements and deliver features end-to-end
• Lead technical discussions, conduct code reviews, and mentor junior engineers
• Drive engineering best practices including CI/CD, automated testing, and observability
• Identify and resolve performance bottlenecks, scalability issues, and security vulnerabilities
• Contribute to technical roadmap planning and architectural decisions
• Champion engineering excellence across the team through documentation, standards, and processes

Required Qualifications

• Bachelor's or Master's degree in Computer Science, Engineering, or a related technical field (or equivalent practical experience)
• 5+ years of professional software engineering experience
• Strong proficiency in JavaScript / TypeScript across the full stack
• Hands-on experience with React.js or similar front-end frameworks
• Solid experience with Node.js for backend/server-side development
• Proficiency with RESTful API design and development
• Experience with relational and/or NoSQL databases (e.g., MySQL, PostgreSQL, MongoDB)
• Strong understanding of web performance, accessibility (WCAG), and security best practices
• Experience with cloud platforms (AWS, GCP, or Azure) and containerization (Docker, Kubernetes)
• Familiarity with CI/CD pipelines, version control (Git), and Agile methodologies
• Demonstrated ability to write clean, maintainable, and well-tested code

Preferred Qualifications

• Experience building or integrating payment systems, fintech platforms, or high-volume transactional services
• Familiarity with GraphQL
• Experience with microfrontend architecture
• Knowledge of web security standards (OAuth, OpenID Connect, PCI-DSS considerations)
• Experience with A/B testing and experimentation frameworks
• Prior experience mentoring engineers and leading technical initiatives

Subsidiary:

PayPal

Travel Percent:

0

-

The base pay for this role will depend on where you work and the relevant experience and expertise you bring. The expected range of pay for this role by location is:

Primary Location | Pay Range:

San Jose, California | ($143,500.00 - $212,850.00 Annually)

Additional Location(s) | Pay Range:

No other locations are assigned to this requisition currently.Additional compensation for this role may include an annual performance bonus, equity, or other incentive compensation, as applicable.

PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. When making an application directly, we will never ask you to share passwords, one-time passcodes (OTP), or verification codes.  Any such request is a red flag and likely part of a scam. All communication regarding your application will come from official PayPal email domains. If you suspect fraudulent activity, please report it immediately.  To learn more about how to identify and avoid recruitment fraud please visit https://careers.pypl.com/contact-us. 

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset-you. That’s why we offer comprehensive, choice-based programs, to support all aspects of personal wellbeing—physical, emotional, and financial—delivering meaningful value where it matters most. We strive to create a flexible, balanced work culture with a holistic approach to benefits, including generous paid time off, healthcare coverage for you and your family, and resources to create financial security and support your mental health.

Who We Are:

Click Here to learn more about our culture and community.

Commitment to Diversity and Inclusion

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law.  In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities.  If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at [email protected].

Belonging at PayPal:

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

Any general requests for consideration of your skills, please Join our Talent Community.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.